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For more information call the Polish National Alliance Toll Free at 1-800-621-3723 or contact your local Sales Representative

PNA Orphan Benefit Program

The PNA Orphans Benefit Program was developed in 1972 to help educate and to help provide financial assistance to out orphaned children, whose future has been jeopardized by their tragic loss of both parents.

The Orphans Fraternal Benefit Program provides benefits for each qualifying benefit member. An orphan must be between the ages of 0 and 18, a PNA member, and whose parents were also members.

What is a PNA Family?

A PNA family is defined as a family in which both parents, while living, were insured under a PNA insurance policy, excluding all term and annuity plans. If one parent is not an insured member, their application for insurance with the PNA must have been rejected for conditions of health still existing at the time of death.

The child in a PNA family, as of the date of death of the last surviving parent, must have an existing PNA insurance policy enforce excluding all term and annuity plans. If a child has been rejected for insurance with the PNA, for conditions of health still existing at all time of becoming an orphan, that child will be entitled to the benefits until the age of 19.

When Do Benefit Payments Begin?

When an application for an Orphans Fraternal Benefit Program is approved, the payment will be made to the legally appointed guardian of the child/children.

  • Guardian Legal Expenses:

    If the legal guardian of the child incurs legal expenses of a lawyer or appropriate court expenses in obtaining guardianship, the PNA will pay the guardian up to $2000 for the costs and fees for such expenses in the area of the proceedings.

    The PNA will provide these payments upon receipt of appropriate documentation from the guardian of the eligible child.

  • Full Scholarship:
    1. Available to the orphaned children of PNA members.
    2. Provides 100% of tuition, room and board, at a public college or university in the child’s state of residence for up to four years.
    3. Payments will be made directly to the college or university.
    4. This benefit will not be payable after the child reaches the age of 23.
    5. A grade point average of “C” must be maintained at all levels.
    6. The orphan must be a full time student as defines by the school at a college or a university.
    7. Benefits are not paid if the orphan marries or enters the military service.
    8. Should the child decide to attend a private college or university or go to school out of state, the PNA will only pay the amount as determined at a state school, where the orphan resides. For example:
      • Illinois — University of Illinois
      • Wisconsin — University of Wisconsin
      • Pennsylvania — Penn State
    9. This benefit is not payable if either parent commits suicide.
  • You must be a member of the Polish National Alliance to be eligible for the Orphans Fraternal Benefit Program:

    The Orphans Fraternal Benefit is available to all qualified members, Free of Charge.

    Members who are covered under Term Insurance, Extended Term, or Reduced Paid-Up Insurance are not considered benefit paying members and therefore, are not eligible to receive any benefits under the Orphans Fraternal Benefit Program.

    Funds for the Orphans Fraternal Benefit Program are provided solely by the Polish National Alliance.

  • Termination of the Orphan’s Benefit:
    1. When the PNA policy (ies) is (are) terminated due to non-payment of premiums.
    2. When the child reaches age 19, except for the scholarship benefit which has its own provisions for termination.
    3. On the date of legal adoption of the eligible child.
    4. On the date the eligible child marries or enters military service.
    5. At the death of the eligible child.

    The PNA will guarantee your children a college education and financial assistance when both PNA parents are deceased

Senior Exemption Benefit

PNA Members who have attained the age of 85 and are members of the organization for 40 years or longer can apply for exemption from premium payments on their life insurance certificate.

In order to be eligible, members must be protected by one of the following plans: OWL, 1WLI, 1WL2, 2WLB5 or APWWL2, APWWL2 (Association of Polish Women)

Dividends will continue to be paid on the certificate.

Application for Senior Exemption from Premium Payments

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