Permanent Plans
Wherever life takes you, we will be there
Permanent life insurance provides lifelong protection. This type of protection provides a saving element that accumulates cash value overtime and a guaranteed death benefit.
Single Premium Whole Life
Issue Age: 0-85
- The coverage amount is established at issue and remains level for the life of the certificate.
- A single premium payment is required and is guaranteed for the life of the insured.
- Affordable premiums with cash accumulations.
Eligible Riders
- Living Benefit Rider (Face Amount of $10,000 or more)
Twenty (20) Pay Life
Issue Age: 0-85
- Premium payments are required for 20 years, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-64)
- Accidental Death Benefit (0-69)
- Living Benefit Rider (Face Amount of $10,000 or more)
Read about our plan rider benefits
Life Paid-Up at 65
Issue Age: 0-55
- Premium payments are required until age 65, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-55)
- Accidental Death Benefit (0-55)
- Guaranteed Insurability Provision (0-39)
- Children’s Term to Age 25
- Living Benefit Rider (Face Amount of $10,000 or more)
Life Paid-Up at 90
Issue Age: 0-80
- Premium payments are required until age 90, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-64)
- Accidental Death Benefit (0-69)
- Guaranteed Insurability Provision (0-39)
- Children’s Term to Age 25
- Living Benefit Rider (Face Amount of $10,000 or more)