Permanent Plans

Wherever life takes you, we will be there

Permanent life insurance provides lifelong protection. This type of protection provides a saving element that accumulates cash value overtime and a guaranteed death benefit. 

Single Premium Whole Life

Issue Age: 0-85

  • The coverage amount is established at issue and remains level for the life of the certificate.
  • A single premium payment is required and is guaranteed for the life of the insured.
  • Affordable premiums with cash accumulations.

Eligible Riders

  • Living Benefit Rider (Face Amount of $10,000 or more)

Twenty (20) Pay Life

Issue Age: 0-85

  • Premium payments are required for 20 years, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
  • The coverage amount is established at issue and remains level for the life of the certificate.

Eligible Riders

  • Disability Waiver of Premium (5-64)
  • Accidental Death Benefit (0-69)
  • Living Benefit Rider (Face Amount of $10,000 or more)

Read about our plan rider benefits

Life Paid-Up at 65

Issue Age: 0-55

  • Premium payments are required until age 65, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
  • The coverage amount is established at issue and remains level for the life of the certificate.

Eligible Riders

  • Disability Waiver of Premium (5-55)
  • Accidental Death Benefit (0-55)
  • Guaranteed Insurability Provision (0-39)
  • Children’s Term to Age 25
  • Living Benefit Rider (Face Amount of $10,000 or more)

Life Paid-Up at 90

Issue Age: 0-80

  • Premium payments are required until age 90, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
  • The coverage amount is established at issue and remains level for the life of the certificate.

Eligible Riders

  • Disability Waiver of Premium (5-64)
  • Accidental Death Benefit (0-69)
  • Guaranteed Insurability Provision (0-39)
  • Children’s Term to Age 25
  • Living Benefit Rider (Face Amount of $10,000 or more)