Permanent Plans
Wherever life takes you, we will be there
Permanent life insurance provides lifelong protection. This type of protection provides a saving element that accumulates cash value overtime and a guaranteed death benefit.
Single Premium Whole Life
Issue Age: 0-85
- An excellent financial vehicle for providing a legacy for your loved ones or a charity. A single premium payment leverages your dollars to create a life insurance benefit that can enhance a purchase of life insurance for grandchildren or, perhaps, a gift to your favorite charity. The SPWL is also a good option to employ for a wealth transfer strategy. The policy is available Ages 0 through Age 85 and continues to age 121.
- The coverage amount is established at issue and remains level for the life of the certificate.
- A single premium payment is required and is guaranteed for the life of the insured.
- Affordable premiums with cash accumulations.
Eligible Riders
- Living Benefit Rider (Face Amount of $10,000 or more)
Twenty (20) Pay Life
Issue Age: 0-85
- Twenty Pay Life is a popular premium strategy for those who desire a limited payment commitment. The Twenty Pay Life policy builds cash value quickly and has many rider options and dividend options to choose from. The policy is available from age O through Age 85 and continues to Age 121 as long as premium have been paid.
- Premium payments are required for 20 years, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-64)
- Accidental Death Benefit (0-69)
- Living Benefit Rider (Face Amount of $10,000 or more)
Read about our plan rider benefits
Life Paid-Up at 65
Issue Age: 0-55
- If you would like to be finished with your life insurance premium payments at the time you retire, PNA’s Life Paid Up at 65 may be the policy for you. With a robust cash value build-up and a variety of dividend options and riders, LP65 has what you need to provide for your family and accumulate funds for retirement, opportunities and emergencies. The policy is issued from age 0 through age 55 and coverage continues to age 121 as long as the premiums have been paid.
- Premium payments are required until age 65, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-55)
- Accidental Death Benefit (0-55)
- Guaranteed Insurability Provision (0-39)
- Children’s Term to Age 25
- Living Benefit Rider (Face Amount of $10,000 or more)
Life Paid-Up at 90
Issue Age: 0-80
- Always a solid performer, Life Paid Up at 90 offers competitive pricing while generating maximum death benefit and cash value available for unexpected expenses, opportunities, and retirement income. Because your situation is unique, flexibility of design is important. You can take advantage of the multiple riders and five dividend options create a life insurance strategy that makes sense. The policy is issued from Age 0 through Age 80 and continues to age 121 as long as premiums are paid.
- Premium payments are required until age 90, at which time the insurance certificate becomes fully paid up, which guarantees coverage for the life of the insured.
- The coverage amount is established at issue and remains level for the life of the certificate.
Eligible Riders
- Disability Waiver of Premium (5-64)
- Accidental Death Benefit (0-69)
- Guaranteed Insurability Provision (0-39)
- Children’s Term to Age 25
- Living Benefit Rider (Face Amount of $10,000 or more)